Let Appletor guide you through this world of turning your risks into rewards so you can be rest assured that your business will survive even the toughest of times.
We are 831 (b) consultants. The path to self insure your risks is a complex one. Let us simplify it for you and help you leverage one of the lesser known tax-codes.
But not all risks are available to you for coverage in the traditional insurance marketplace, such as lawsuits, cancel-culture, marketplace shutdown, social media fiasco, employee turnover. Once we identify the risks you face each and every day, we then create an insurance policy to cover those risks, whose premiums file as a business expense.
At Appletor we believe in continuing education about the 831(b) plan. We want to ensure that our clients are always steps ahead of any risk they may encounter.
We care deeply about the financial security of our clients and their businesses. Our talented and motivated team strives to provide creative, quality, well-designed plans to address the varying needs of the clients we serve.
Much like the 401(k) tax code allows an employer to set aside tax-deferred dollars for retirement, the 831(b) tax code allows a business to set aside tax-deferred dollars for underinsured and/or uninsured risks. The similarities are clear and business owners should consider the risk mitigation advantages.
There is no shortage of risks in any industry. Appletor has made it possible for any successful business to take advantage of the same tools previously reserved for Fortune 500 Companies.
Appletor helps the privately held small to middle market businesses that are the lifeblood of America. All businesses can benefit including:
Elliot is consulting on a number of things pertaining to marketing and Business Development for the past 8 years. His focus is helping clients manage and understand the financial aspect and tax compliance aspect of their businesses. Elliot serves as a consultant to his clients and has established a solid reputation of excellence in servicing businesses beyond the books, providing tax strategies and assisting clients to successfully navigate the Captive Insurance world.
Mark Pollak, co-founder and operations director of Appletor, brings extensive experience in healthcare, and business operations management. He excels at streamlining processes, reducing costs, and providing tailored risk management solutions through captive insurance. With his expertise, businesses can confidently navigate complexities and achieve success.
